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  • Student Loans
  • Student loans are available to help offset educational expenses for the specific academic period. Borrowing through student loans should be your last alternative. You should exhaust all other resources of financial assistance, including scholarships, state grants, and campus student employment before applying for a student loan. Applying for a student loan too early may limit or exclude you from receiving grants/scholarships.
  • Student Loan Repayment Services


    We’ve teamed up with Solutions at ECMC to answer all of your student loan repayment questions. Solutions is a non-profit organization dedicated to helping students manage educational loans and their resources are available to you free of charge. To contact a Solutions Student Loan Repayment Advisor, email, web chat, or call them at 1-877-331-3262.

  • Direct Loans  

    Pueblo Community College is a participant in the Federal Direct Loan Program - in which students borrow their Stafford Loan funds directly from the U.S. Department of Education rather than a lender. The program provides low-interest loans to qualified students in order to help meet their educational expenses. Prior to January 2009, PCC participated in the Federal Family Education Loan Program (FFELP). Effective Spring 2009, all Colorado Community Colleges switched to Direct Lending which includes the Stafford Subsidized Loan; the Stafford Unsubsidized Loan; and the Direct Parent PLUS Loan. Student loans are a supplement to other federal, state, institutional, and private student financial aid programs, and must be paid back.

    All loan information will be submitted to the National Student Loan Data System (NSLDS). All information will be accessible by guaranty agencies, lenders, and institutions determined to be authorized users of the data system. Students can also access information regarding all Title IV grants and/or loans they have received by visiting the NSLDS website.

     

    Entrance Loan Counseling/Master Promissory Note

    All new loan borrowers at Pueblo Community College are required to attend an In-person Entrance Counseling Session and complete a Master Promissory Note. Please contact (719) 549-3020 for more information, or visit the Financial Aid forms page.

     

    Exit Loan Counseling

    Once you graduate, transfer, fall below 6 credit hours, or stop attending for whatever reason- it is your responsibility to complete Exit Counseling. Please click on the following link www.StudentLoans.gov which will assist you with your exit interview. You may also contact Nicole Sidders at (719) 549-3051 to schedule an in person exit counseling session if you prefer.    

     

    Private Education Loans

    A private education loan is a loan provided by a private lender. A private education loan is not a form of Title IV funding. Private education loans are expressly for postsecondary education expenses. Private education loans are usually credit based and students may need a co-signer if they decide to apply. Students should complete their FAFSA before applying for a private education loan to see if they are eligible for Title IV funding first. Any aid received, including a private loan, cannot exceed a student’s cost of attendance for the period of enrollment.

     

    SULA (Subsidized Usage Limit Applies)

    There is time limit on how much a student may take out of the Direct Subsidized Loan during their college career. The Subsidized loan is the low-interest loan where the government pays the interest for the student while they are in school. Students are not allowed to receive Subsidized Loans for more than 150% of their Degree Program. This policy came into effect for First-Time Loan Borrowers on July 1, 2013. Please click here for more information.