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  • Student Loans
  • Student loans are available to help offset educational expenses for the specific academic period. Borrowing through student loans should be your last alternative. You should exhaust all other resources of financial assistance, including scholarships, state grants, and campus student employment before applying for a student loan. Applying for a student loan too early may limit or exclude you from receiving grants/scholarships.
  • Student Loan Repayment Services

    We’ve teamed up with Solutions at ECMC to answer all of your student loan repayment questions. Solutions is a non-profit organization dedicated to helping students manage educational loans and their resources are available to you free of charge. To contact a Solutions Student Loan Repayment Advisor, email, web chat, or call them at 1-877-331-3262.

  • Direct Loans 

    Pueblo Community College is a participant in the Federal Direct Loan Program - in which students borrow their Stafford Loan funds directly from the U.S. Department of Education rather than a lender. The program provides low-interest loans to qualified students in order to help meet their educational expenses. Prior to January 2009, PCC participated in the Federal Family Education Loan Program (FFELP). Effective Spring 2009, all Colorado Community Colleges switched to Direct Lending which includes the Stafford Subsidized Loan; the Stafford Unsubsidized Loan; and the Direct Parent PLUS Loan. Student loans are a supplement to other federal, state, institutional, and private student financial aid programs, and must be paid back.

    To accept base Federal Direct Subsidized and/or Federal Direct Unsubsidized Loan Offers, access PCC’s website at www.pueblocc.edu, and click on MyPCC. To enter the portal, enter your S number and password, and click on Login. Once in the portal, click on the Financial Aid Award button from the Dashboard. Choose Accept Your Awards, and then select the appropriate aid year and click submit. You may then accept all or a portion of your loan offer. You cannot accept a loan offer until your Financial Aid file is complete and awarded. Loans will be certified based on the semester(s) offered. If you need to have your loans certified for a different loan period than that offered, or if you wish to borrow subsequent or additional loan funds, please see the Financial Aid Office.

    All loan information will be submitted to the National Student Loan Data System (NSLDS). All information will be accessible by guaranty agencies, lenders, and institutions determined to be authorized users of the data system. Students can also access information regarding all Title IV grants and/or loans they have received by visiting the NSLDS website.


    Requirements for Direct Loans

    Beginning with the Fall 2020 semester, all first time loan borrowers at Pueblo Community College are required to complete a Loan Entrance Counseling session

    First time loan borrowers must also complete a Master Promissory Note (MPN).

    An MPN is a legal document that contains the Borrower’s Rights and Responsibilities and Terms and Conditions for repayment. Direct PLUS and Direct Subsidized / Unsubsidized loans have different MPNs. An MPN can also be good for up to 10 years if certain enrollment requirements are met.

    Exit Loan Counseling

    Once you graduate, transfer, fall below 6 credit hours, or stop attending for whatever reason- it is your responsibility to complete Exit Counseling. Visit the U.S. Department of Education's student loan website for assistance with your exit interview. You may also contact Toni Skilling at (719) 549-3051 to schedule an in person exit counseling session if you prefer.    


    Private Education Loans

    A private education loan is a loan provided by a private lender. A private education loan is not a form of Title IV funding. Private education loans are expressly for post secondary education expenses. Private education loans are usually credit based and students may need a co-signer if they decide to apply. Students should complete their FAFSA before applying for a private education loan to see if they are eligible for Title IV funding first. Any aid received, including a private loan, cannot exceed a student’s cost of attendance for the period of enrollment.


    SULA (Subsidized Usage Limit Applies)

    There is time limit on how much a student may take out of the Direct Subsidized Loan during their college career. The Subsidized loan is the low-interest loan where the government pays the interest for the student while they are in school. Students are not allowed to receive Subsidized Loans for more than 150% of their Degree Program. This policy came into effect for First-Time Loan Borrowers on July 1, 2013. Please click here for more information.

    Ombudsman Group

    The Federal Student Aid (FSA) Ombudsman Group of the U.S. Department of Education is dedicated to helping resolve disputes related to Federal Student Loans. The Ombudsman Group is a neutral, informal, and confidential resource to help resolve disputes.
    Before contacting the Ombudsman Group, be sure to follow FSA’s recommendations to resolve problems with your student loan yourself. Make sure you have contacted your Loan Servicer.

    Postal Mail


    U.S. Department of Education
    FSA Ombudsman Group
    P.O. Box 1843

    Monticello, KY 42633