MAT 112

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PUEBLO COMMUNITY COLLEGE

COURSE SYLLABUS

1.

TITLE OF COURSE:

Financial Mathematics

PREFIX/NUMBER:

MAT 112

CREDIT HOURS:

3

2.

PREREQUISITE:

Successful completion of MAT 060 with a S/C or better OR successful completion of MAT 075 with a S/C or better OR ACCUPLACER Math Test score of 45 – 60 (EA)

3.

RESOURCES NEEDED:

TEXT:

Business Math, 9/e with MyMathLab Student Access Kit by Cheryl Cleaves, Margie Hobbs, Jeffrey Noble

ISBN: 9780132770071

SUPPLIES:

MyMathLab Student Access Kit (packaged with a new textbook or may be purchased online), paper, pencil, and calculator

4.

COURSE DESCRIPTION:

Covers topics including pricing, taxes, insurance, interest, annuities, amortization, investments using financial calculators and spreadsheets.

5.

COURSE OBJECTIVES :

A.      Gain facility in use of financial calculators.

B.      Understand basic spreadsheet operations, and use them effectively.

C.      Improve algebraic manipulative skills.

D.     Understand the basic language of financial mathematics.

E.      Apply the skills learned to solve problems in pricing, taxation, insurance, and investment.

F.       Recognize valid and invalid financial claims and construct valid financial arguments.

G.     Analyze a complex financial decision.

6.

EVALUATION PROCEDURES:

The final grade for this course is determined by a combination of exams, quizzes, projects, and homework. The point value of each assignment will be given to the students by the instructor is a separate handout.

Grading Scale:
The following Grading Scale will be used:

90% – 100% - A
80% – 89% - B
70% – 79% - C
60% - 69% - D
0% - 59% - F

7.

COURSE OUTLINE:

Textbook Chapters 1 - 21

1.      Review of Whole Numbers and Integers

2.      Review of Fractions

3.      Decimals

4.      Banking

5.      Equations

6.      Percents

7.      Business Statistics

8.      Trade and Cash Discounts

9.      Markup and Markdown

10. Payroll

11. Simple Interest and Simple Discount

12. Consumer Credit

13. Compound Interest, Future Value, and Present Value

14. Annuities and Sinking Funds

15. Building Wealth Through Investments

16. Mortgages

17. Depreciation

18. Inventory

19. Insurance

20. Taxes

21. Financial Statements

8.

METHODS OF INSTRUCTION:

To be successful in this course, students are expected to participate in discussions, readings, in-class writing, and peer review activities.

Special Note for Pueblo Campus: This course may use MyMathLab for assignments and exams and may require active participation in the use of the online software program.

The instructor may assign point values to such activities.

9.

ACADEMIC INTEGRITY:

The very nature of higher education requires that students adhere to accepted standards of academic integrity. Therefore, Pueblo Community College has adopted a policy of academic conduct as described in the Student Handbook. Violation of academic integrity may be defined to include the following: cheating, plagiarism, falsification and fabrication, abuse of academic materials, complicity in academic dishonesty, and personal misrepresentation. It is the student’s responsibility to be aware of the behaviors that constitute academic dishonesty. Disciplinary sanctions for violating the standards of academic integrity may include warning, probation, or suspension. Academic sanctions may include failure of the course or the assignment at the discretion of the instructor. Students may receive both disciplinary and academic sanctions.

10.

DISABILITY STATEMENT:

Students who have a documented disability may be eligible to receive accommodations for this class. Please contact the Disability Resources Center at 549-3446 for further information.

11.

SPECIAL REMARKS:

Homework: Homework will be assigned and evaluated as determined by the instructor.

Attendance: Attendance will be taken and students may be withdrawn from the class when they have missed 20% of the total class time. Missed exams will result in a zero for that exam unless prior arrangements have been made.

Conduct: Professional and courteous behavior is expected at all times. Disruptive behavior is UNACCEPTABLE in the classroom and will result in immediate disciplinary sanctions which may include the student’s temporary or permanent removal from the class.

Use of Electronics in the Classroom: Computers and other electronic devices may be used in the classroom only for academic purposes as directed by the instructor. Texting and/or accessing personal e-mail and Facebook are not allowed. All cell phones must be turned off during class. If a student uses an unapproved electronic device during a test or class activity, the student will receive no credit for the activity or test, may be asked to leave the classroom, and/or may fail the course for cheating.

1.	TITLE OF COURSE:	Financial Mathematics
	PREFIX/NUMBER:	MAT 112	CREDIT HOURS:	3
2.	PREREQUISITE:	Successful completion of MAT 060 with a S/C or better OR successful completion of MAT 075 with a S/C or better OR ACCUPLACER Math Test score of 45 – 60 (EA)
3.	RESOURCES NEEDED:
	TEXT:	Business Math, 9/e with MyMathLab Student Access Kit by Cheryl Cleaves, Margie Hobbs, Jeffrey Noble ISBN: 9780132770071
	SUPPLIES:	MyMathLab Student Access Kit (packaged with a new textbook or may be purchased online), paper, pencil, and calculator
4.	COURSE DESCRIPTION:	Covers topics including pricing, taxes, insurance, interest, annuities, amortization, investments using financial calculators and spreadsheets.
5.	COURSE OBJECTIVES :	A. Gain facility in use of financial calculators. B. Understand basic spreadsheet operations, and use them effectively. C. Improve algebraic manipulative skills. D. Understand the basic language of financial mathematics. E. Apply the skills learned to solve problems in pricing, taxation, insurance, and investment. F. Recognize valid and invalid financial claims and construct valid financial arguments. G. Analyze a complex financial decision.
6.	EVALUATION PROCEDURES:	The final grade for this course is determined by a combination of exams, quizzes, projects, and homework. The point value of each assignment will be given to the students by the instructor is a separate handout. Grading Scale: The following Grading Scale will be used: 90% – 100% - A 80% – 89% - B 70% – 79% - C 60% - 69% - D 0% - 59% - F
7.	COURSE OUTLINE:	Textbook Chapters 1 - 21 1. Review of Whole Numbers and Integers 2. Review of Fractions 3. Decimals 4. Banking 5. Equations 6. Percents 7. Business Statistics 8. Trade and Cash Discounts 9. Markup and Markdown 10. Payroll 11. Simple Interest and Simple Discount 12. Consumer Credit 13. Compound Interest, Future Value, and Present Value 14. Annuities and Sinking Funds 15. Building Wealth Through Investments 16. Mortgages 17. Depreciation 18. Inventory 19. Insurance 20. Taxes 21. Financial Statements
8.	METHODS OF INSTRUCTION:	To be successful in this course, students are expected to participate in discussions, readings, in-class writing, and peer review activities. Special Note for Pueblo Campus: This course may use MyMathLab for assignments and exams and may require active participation in the use of the online software program. The instructor may assign point values to such activities.
9.	ACADEMIC INTEGRITY:	The very nature of higher education requires that students adhere to accepted standards of academic integrity. Therefore, Pueblo Community College has adopted a policy of academic conduct as described in the Student Handbook. Violation of academic integrity may be defined to include the following: cheating, plagiarism, falsification and fabrication, abuse of academic materials, complicity in academic dishonesty, and personal misrepresentation. It is the student’s responsibility to be aware of the behaviors that constitute academic dishonesty. Disciplinary sanctions for violating the standards of academic integrity may include warning, probation, or suspension. Academic sanctions may include failure of the course or the assignment at the discretion of the instructor. Students may receive both disciplinary and academic sanctions.
10.	DISABILITY STATEMENT:	Students who have a documented disability may be eligible to receive accommodations for this class. Please contact the Disability Resources Center at 549-3446 for further information.
11.	SPECIAL REMARKS:	*Homework: Homework will be assigned and evaluated as determined by the instructor. Attendance: Attendance will be taken and students may be withdrawn from the class when they have missed 20% of the total class time. Missed exams will result in a zero for that exam unless prior arrangements have been made. Conduct: Professional and courteous behavior is expected at all times. Disruptive behavior is UNACCEPTABLE* in the classroom and will result in immediate disciplinary sanctions which may include the student’s temporary or permanent removal from the class. *Use of Electronics in the Classroom:* Computers and other electronic devices may be used in the classroom only for academic purposes as directed by the instructor. Texting and/or accessing personal e-mail and Facebook are not allowed. All cell phones must be turned off during class. If a student uses an unapproved electronic device during a test or class activity, the student will receive no credit for the activity or test, may be asked to leave the classroom, and/or may fail the course for cheating.